A Master Trust for Adults helps administer the recoveries for those receiving lump sums that would otherwise be placed in a bank or investment account. It is designed to provide a competent adult full access to funds or to have an advisor serve as protection against recovery dissipation.

The trust can pay for housing, transportation, medical needs, recreation, equipment and other items and services. It can provide privacy and reduce the likelihood of a person or entity taking advantage of the beneficiary.